You only pay for the depreciation, or amortization of the car (loss of value) for the actual period of use and the value of the money (%) you had to spend to purchase that car.

Operational leasing also includes maintenance, auto insurance, tire service and concierge service.

With operational leasing there is no need to compensate the full cost of the car, so payments can be less than with financial leasing and credit, and the filling of the service is significantly more.

We lease cars of different types. Please note that you can buy a car on lease if at the end of the contract its age does not exceed 8 years. For example, if you want to lease for 3 years, the car must be no older than 5 years.

Also, the price of the vehicle must be no higher than $35,000. The price of the vehicle must not be higher than USD 35 thousand and not lower than USD 8 thousand. You can always get additional information about the possibility to take this or that type of vehicle into operative leasing from our managers.

• A loan implies that a client borrows money to buy a car from a bank at a certain interest rate. At the same time, he or she bears all the costs of insurance, maintenance, and repair of the car. The owner of the vehicle cannot sell it until the loan is repaid, and a legal entity does not always have the right to use the car in commercial activities.
• A lease is a service of providing a car for use. The car is purchased by the leasing company and will be registered with it. The client uses the car by making regular monthly payments. At the end of the term, the client can buy the vehicle if he or she wishes.



Operating and financial lease should be distinguished. The first option involves an initial payment (approximately 30% of the cost of the car). Then the cost of the car (minus the down payment) is fully depreciated over the term of the contract. At the last payment, the client buys the vehicle. In this case, you cannot freeze payments or terminate the contract ahead of time. At the end, the car becomes the property of the client. The client bears the cost of car maintenance. The risks of operating the car, its subsequent sale, or upgrading are entirely on the client.




Operating lease is a more flexible option. In this case, the client is not obliged to buy back the car, can terminate the contract early or change the car. Only a guarantee fee is required (usually 2-5 monthly payments), which can be transferred to another leased car, included in the purchase price, or returned after the expiration of the contract.

The client can buy back the car into his/her ownership before the expiration of the contract. In case of early termination of the contract (less than 6 months of using the car) the client pays a penalty in the amount of the guarantee payment.

If the lease agreement is terminated at the initiative of the customer after six months but before the end of the contractual relationship, the payment is the amount of one monthly payment.

• Now we provide operative leasing only for those cars, which have the age on the date of the end of the agreement not more than 8 years. For example, if the client wants to lease a car for three years, then at the time of signing the agreement - the car must be no older than 5 years.
• An auto that is leased must cost between $8,000 and $35,000.
• Lease term from 12 to 36 months.
• Initial deposit - aka guarantee payment from 2 to 5 months of the leasing cost. Depends on the model brand, leasing period and age of the car.
• The mileage limit for the car leased is up to 30 thousand kilometers per year. In case of exceeding the limit - additional payment from the guarantee payment.
• Travel abroad is possible by prior agreement with the lessor.
• Cars are obligatory insured under CASCO and MTPL (payments are included in the payment schedule).
• At the end of the leasing term - there is an opportunity, at the customer's request, to buy out the car. The cost of the car is calculated separately, but we assure that it will be less than the market value. Approximate formula for estimating the cost of the car (residual value of the car + market value of the car) / 2.
• There is an opportunity to replace the car during the lease agreement with another car, but not earlier than in 6 months from the date of signing the agreement, and with payment for such service in the amount of one monthly payment and not more than once a year.
• In case of early termination of the leasing agreement (earlier than 6 months) - the client pays a fee in the amount of the guarantee payment.
• In case of termination of the lease agreement after 6 months of use, a payment of one month's lease payment is required.
• It is possible to replace the car by agreement between the lessor and the lessee, but not earlier than after 6 months and not more often than once a year.
• Routine maintenance (servicing) + tires (including their tire fitting) are included in the leasing price.
• Tire storage - also included in the lease payments.
• In case of purchase of a new car for further transfer of it to the client in operational leasing - all taxes are included in the first year of leasing (pension fund, etc.).
• CASCO deductible = 0
• It is possible to stop leasing, or to put on "hold" for a period not exceeding 14 days, within one calendar year. For example, if the client goes on vacation, he can leave the car in our parking lot and not pay the lease for 14 days (this period is transferred according to the schedule).
• We can help with auto selection for the customer, both in the new and used car market (selection services are charged separately).
• All cars are equipped with GPS tracker (included in the leasing price).
• Operational leasing is available for both individuals and legal entities.
• We provide a replacement car for the period of repairs, maintenance, tire replacement, etc. With delivery and return of such car to the client.
• Concierge service is included in the amount of leasing payments (travel assistance: search for hotels, tickets, etc.).
• In case of buying out the car after leasing - the cost of re-registration is at the expense of the lessee.
• It is possible to buy the car by the client after leasing for a price lower than the market price.